Understanding banking and financial terms in Hindi can be incredibly useful for both casual travelers and business professionals interacting with the Indian market. Here, we will explore essential banking and financial terminology in Hindi, providing definitions and example sentences to help you grasp the practical usage of these terms.
बैंक (Bank)
A bank is an institution that handles payments, loans, investments, and savings. It’s a fundamental term to understand as it forms the backbone of any financial vocabulary.
मैं कल बैंक जाऊंगा। (I will go to the bank tomorrow.)
खाता (Khaata)
The term ‘khata’ refers to an account in a bank where transactions (deposit or withdrawal) are recorded.
क्या आपने अपना खाता चेक किया? (Did you check your account?)
बचत खाता (Bachat Khata)
A savings account specifically used to save money and accrue interest over time.
मेरा बचत खाता इस बैंक में है। (My savings account is in this bank.)
चालू खाता (Chalu Khata)
A current account, typically used by businesses, which does not generally earn interest.
हमारी कंपनी का चालू खाता इसी बैंक में है। (Our company’s current account is in this bank.)
लेन-देन (Len-Den)
This refers to transactions, both deposits and withdrawals, in a bank account.
आज मेरे खाते में कई लेन-देन हुए। (There were several transactions in my account today.)
ऋण (Rin)
This means loan, an amount of money borrowed that is expected to be paid back with interest.
मुझे एक नया घर खरीदने के लिए ऋण चाहिए। (I need a loan to buy a new house.)
ब्याज (Byaj)
Interest, which can be earned on savings or paid on loans.
आपको इस ऋण पर कितना ब्याज देना होगा? (How much interest will you have to pay on this loan?)
जमा करना (Jama Karna)
To deposit, typically referring to depositing money into a bank account.
कृपया इस राशि को मेरे खाते में जमा करें। (Please deposit this amount into my account.)
निकासी (Nikasi)
Withdrawal, the act of taking money out of a bank account.
मैंने आज अपने खाते से निकासी की। (I made a withdrawal from my account today.)
विनिमय दर (Vinimay Dar)
Exchange rate, the rate at which one currency can be exchanged for another.
विनिमय दर क्या है? (What is the exchange rate?)
बैंक शाखा (Bank Shaakha)
A bank branch, a local division of a bank.
क्या आप जानते हैं कि नज़दीकी बैंक शाखा कहाँ है? (Do you know where the nearest bank branch is?)
चेक (Cheque)
A written order directing a bank to pay a specific amount from a person’s account to another individual or company.
मैंने वेतन भुगतान के लिए एक चेक जारी किया है। (I have issued a cheque for salary payment.)
बैंक मैनेजर (Bank Manager)
The person in charge of managing a bank branch.
मैंने कल बैंक मैनेजर से मुलाकात की थी। (I met the bank manager yesterday.)
मुद्रा (Mudra)
Currency, the system of money used in a particular country.
भारतीय मुद्रा को रुपया कहा जाता है। (The Indian currency is called Rupee.)
वित्तीय वर्ष (Vittiya Varsh)
Fiscal year, the year used for accounting purposes, which in India typically starts on April 1st and ends on March 31st.
इस वित्तीय वर्ष में हमने अच्छी वृद्धि देखी है। (We have seen good growth in this fiscal year.)
Understanding these terms not only facilitates basic banking transactions but also provides a foundational understanding of financial interactions in a Hindi-speaking environment. This knowledge can prove invaluable for anyone looking to engage with the Indian market or culture more deeply.
